A Variety of Health Insurance Plans

• For small businesses: Association Health Plan option for fully insured hospitality groups with 2-99 eligible employees (scroll down for more details).

For businesses with 51 or more employees: Exclusive Health Care Discounts of up to 5 percent on manual medical rates for fully insured groups with 51 or more eligible employees. 

For large self-funded businesses: An annual invoice credit of up to 5 percent on administrative fees for new ASO medical products for self-funded groups with 100 or more eligible employees.

For businesses of all sizes: Up to a 5 percent discount on specialty benefits products (ancillaries such as dental, vision, life, disability, accident and critical illness) for fully insured groups – in addition to all other discounts including bundling benefits programs.

And ... there's MORE!
With dental, vision and life insurance, our partnership with UnitedHealthcare has your business and employees covered.

and Mental Health Resources.

Program details all in one place 

for you.

The Hospitality Association Alliance is a strategic alliance platform created by the National Restaurant Association and UnitedHealth Group (UnitedHealthcare + Optum). This program offers exclusive health solutions that benefit ORA members and their employees. The Alliance provides guidance to help members navigate state and federal compliance areas, and features special offerings from industry-leading organizations.

Download this flyer to view larger and print

The Association Health Plan is available to small restaurant and hotel employer members through the National Restaurant Association, the Ohio Restaurant Association and UnitedHealthcare®. 

Small restaurant and hotel member employers with 2-99 full-time employees now have access to the Restaurant & Hospitality Association (RHA) Benefit Trust – insured and serviced by UnitedHealthcare.

Designed specifically for the hospitality industry, this Trust offers small businesses the product and pricing flexibility historically available only to large businesses.

Cost savings: More pricing flexibility.

More health plan options: Access to many plan designs – a product suite historically reserved for large businesses.

Dedicated service: Access to a dedicated UnitedHealthcare account service team with more than 20 years of experience with association health plans.

Are you a Vendor or Associate member of 
the ORA?

Our partnership has insurance plans & health solutions for you & your business, too!

ORA members, reach out to our  UnitedHealth Group representative:


P: 269.792.1207

E: amyhathaway@uhg.com

Some restrictions and exclusions apply. Discounts are available only to members of the National Restaurant Association and its state restaurant association partners; and may vary by location and group size. The Restaurant & Hospitality Association Benefit Trust is not available in all states.

Insurance coverage provided by or through UnitedHealthcare Insurance Company, UnitedHealthcare Insurance Company of Illinois, Inc. or their affiliates. Administrative services provided by United HealthCare Services, Inc. or their affiliates. Health Plan coverage provided by or through UnitedHealthcare of Ohio, Inc.


Contact Amy Hathaway today.

Not an ORA member yet? Join today and start saving!

join the ora

Free Pharmacy Discount Card 

- Helps employees save an average of 40% on all FDA-approved prescription medications
- Accepted at 62,000+ pharmacies, nationwide
- Cards are pre-activated & easy to use
- There are no costs for downloading or using this Rx discount Card

Each time a Card is used, the OHIO RESTAURANT ASSOCIATION EDUCATION FOUNDATION and its Ohio ProStart® program receives a portion of the proceeds!
Administered through OptumRx. This discount card is not insurance.