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Health Care

You asked for a small business solution … and now you have it!
Strength in numbers for small businesses.

A new Association Health Plan is available to small restaurant and hotel employer members through the National Restaurant Association, Ohio Restaurant Association (ORA) and UnitedHealthcare®. 

Small restaurant and hotel member employers with 2-99 full-time employees now have access to the Restaurant & Hospitality Association (RHA) Benefit Trust – insured and serviced by UnitedHealthcare.

Designed specifically for the hospitality industry, this Trust offers small businesses the product and pricing flexibility historically available only to large businesses.

• Cost savings: More pricing flexibility.

• More health plan options: Access to more than 120 plan designs – a product suite historically reserved for large businesses.

• Dedicated service: Access to a dedicated UnitedHealthcare account service team with more than 20 years of experience with association health plans.

UnitedHealthcare Offers Plans For A Variety Of Sizes Of Businesses:

• For small businesses: New RHA Benefit Trust option for fully insured hospitality groups with 2-99 eligible employees.

• For businesses with 51 or more employees: Up to a 5 percent discount on manual medical rates for fully insured groups with 51 or more eligible employees.

• For large self-funded businesses: An annual invoice credit of up to 5 percent on administrative fees for new ASO medical products for self-funded groups with 100 or more eligible employees.

• For businesses of all sizes: Up to a 5 percent discount on specialty benefits products (dental, vision, life, disability, accident and critical illness) for fully insured groups – in addition to all other discounts including bundling benefits programs.

*Act now to have your coverage in effect by January 1!

ORA members: Reach out to our regional contact ALLIAH SHETAH at alliah.sheta@optum.com or 763.361.6963. 

For a detailed assessment of your restaurant or foodservice business' needs, click the button below or call 877.624.0495.

You may also contact your broker or visit uhctogether.com/ohra.

Some restrictions and exclusions apply. Health underwriting is
required. Please plan for 2-3 weeks to collect the information and receive a
final rate. Insurance coverage provided by or through UnitedHealthcare
Insurance Company, UnitedHealthcare Insurance Company of Illinois, Inc. or
their affiliates.


The Hospitality Associations Alliance, a strategic alliance platform created by the  National Restaurant Association and UnitedHealth Group, offers exclusive solutions that benefit ORA members and their employees. The Alliance provides guidance and solutions to help members navigate state and federal compliance areas, and features special offerings from industry-leading organizations such as UnitedHealthcare®, Optum® and DigiPro Media.



Healthcare made easy.

"Working with UnitedHealthcare made everything smooth, especially for the new RHA insurance trust. John Pask was our representative. After filing out the census, we were given 10-12 different plan options. We reviewed the plans and made our choice, and quickly received our materials and cards in short order. It was a good experience."

Paul D. Belle
Area Representative, Firehouse Subs