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WORKERS' COMPENSATION
THE LARGEST FOODSERVICE-SPECIFIC ORGANIZATION WITH WORKErs' COMPENSATION PLANS
The ORA has proudly served the foodservice industry for nearly 100 years, including assistance with navigating through the Ohio Workers' Compensation system.
Workers’ compensation in Ohio is both challenging to navigate and can be extremely costly if companies fail to follow the rules established by the Ohio Bureau of Workers’ Compensation (BWC).
That's why we've developed the ORA Workers’ Compensation Group Rating Plans. We guarantee there’s a plan that’s right for your organization.
GROUP RATING
The ORA partners with Premier Vendor CareWorksComp to offer our members the only group rating plan specifically designed for the restaurant industry.
Our group plan helps employers achieve the highest group rating discount possible - projected to save $5.2 million, with an average ORA plan member saving up to $2,500 in workers' compensation premiums, or $19,200 in rebates.*
*Depending on which group plan chosen.
For a free analysis of your potential savings, contact:
LAURA MORRISON , ORA Foodservice & Safety Certification Director866.331.6424lmorrison@ohiorestaurant.org
Experience and service.
The ORA group rating plan, administered through a 26-year partnership with CareWorksComp, annually maintains a high rate of member satisfaction with a consistent 95% retention rate.
Support and teamwork.
You’ll have a qualified team working on your behalf. Allow us to help you control costs of current claims protect you from a future claim.
WORKERS' COMPENSATION MANAGED CARE
There are two terms to know, MCO & TPA:
-The MCO Is Responsible For The Care And Treatment Of The Injured Employee
-The TPA Is Responsible For Ensuring The Employer’s Responsibilities Are Handled Properly
What else Can we help with?
Unemployment. Receive help in controlling your unemployment tax rate, dealing with state agencies, contesting claims and detecting charge errors so you can focus on your business.
how do i enroll?
Additional Programs
The following programs are available through the partnership between the ORA Workers' Compensation Plan, BWC and CareWorksComp.
Employers who do not qualify for group rating may want to explore this alternative rating program, which is designed to reward participants that are able to keep their claim costs below a predetermined amount.
Employers continue to pay their individual premium; however, they have the opportunity to receive retrospective premium adjustments.
Employers committed to improving workplace safety and accident prevention in order to reduce the frequency and severity of accidents involving their employees should investigate this program further as an additional savings tool.
ADDITIONAL INFORMATION
ARTICLES TO READ
How does the BWC calculate rates? Read more here and here.
Are you buying or selling a business in Ohio? Read more.
BWC coverage basics: coverage status information. Read more.
Group-Rating Safety Accountability Letter
This ACCOUNTABILITY LETTER explains the importance of group-rating safety accountability. Each year Ohio employers have the opportunity to participate in BWC’s Group-Experience-Rating Program or Group-Retrospective-Rating Program. While these programs are not required, they do provide you with an opportunity to significantly reduce your workers’ compensation premiums, while increasing your awareness of safety and risk management strategies.
Payroll Reports Information: Click here.
Apply NOW for the Jul. 1, 2019 – Jun. 30, 2020 group rating year.
The filing time for group rating or group retrospective rating plans are now.
Group Rating (discount) Plan: Nov. 16, 2018
Group Retrospective (rebate) Rating Plan for the 2019/20 year:
Jan. 25, 2019
Now through Nov. 7, 2018:
Request a quote for the ORA group rating plan here.
Questions? Contact your Workers' Compensation Program Manager:
AMBER HART
614.932.1553
amber.hart@careworkscomp.com