WORKERS' COMPENSATION
TPA | MCO | Unemployment
THE LARGEST FOODSERVICE-SPECIFIC ORGANIZATION WITH WORKERS' COMPENSATION PLANS
The ORA has proudly served the foodservice industry since 1920, and offered assistance with navigating the Ohio Workers' Compensation system to its members for over 25 years.
Workers’ compensation in Ohio is challenging to navigate and can be extremely costly if companies fail to follow the rules established by the Ohio Bureau of Workers’ Compensation (BWC).
That's why we've developed ORA Workers’ Compensation Group Rating Plans. There’s a plan that’s right for your company.
GROUP RATING
The ORA partners with Premier Vendor CareWorks Comp to offer our members the only group rating plan specifically designed for Ohio's restaurant & foodservice industry.
Our group plan helps employers of member companies achieve the highest group rating discount possible - projected to save $5.2 million, with an average ORA plan member saving up to $2,500 in workers' compensation premiums, or $19,200 in rebates.**Depending on which group plan chosen.
For a free analysis of potential member savings, contact:LAURA MORRISON DIRECTOR OF EMPLOYER AND FOODSERVICE SAFETY & CERTIFICATION866.331.6424lmorrison@ohiorestaurant.org
Experience and service.
The ORA group rating plan, administered through a partnership for over 25 years with CareWorks, annually maintains a high rate of member satisfaction with a consistent 95% retention rate.
Support and teamwork.
You’ll have a qualified team working on your behalf. Allow the ORA + CareWorks partnership help control costs of current claims & protection from future claims.
What else can we help with?
Unemployment. Receive help in controlling your unemployment tax rate, dealing with state agencies, contesting claims and detecting charge errors so you can focus on your business.
Additional Programs
The following programs are available through the partnership between the ORA Workers' Compensation Plan, the BWC and ORA Premier Vendor CareWorks.
Employers who do not qualify for group rating may want to explore this alternative rating program, which is designed to reward participants that are able to keep their claim costs below a predetermined amount.
Employers continue to pay their individual premium; however, they have the opportunity to receive retrospective premium adjustments.
Employers committed to improving workplace safety and accident prevention in order to reduce the frequency and severity of accidents involving their employees should investigate this program further as an additional savings tool.
MORE INFORMATION
ARTICLES TO READ
How does the BWC calculate rates? Read more here and here.
Are you buying or selling a business in Ohio? Read more.
BWC coverage basics: coverage status information. Read more.
Where can I get more information on safety training? Click RESOURCES and TRAINING
Group-Rating Safety Accountability Letter
This ACCOUNTABILITY LETTER explains the importance of group-rating safety accountability. Each year Ohio employers have the opportunity to participate in BWC’s Group-Experience-Rating Program or Group-Retrospective-Rating Program. While these programs are not required, they do provide you with an opportunity to significantly reduce your workers’ compensation premiums, while increasing your awareness of safety and risk management strategies.
Payroll Reports Information: Click here.
QUESTIONS?
Contact your CareWorks Comp Program Manager:
Meridith Whitsel
614.526.7172
Meridith.Whitsel@careworkscomp.com